Tags: NULL whatsapp THOUGH Jean-Claude Trichet does not step down as ECB president until October, the race has long been on to replace him, with Germany’s Axel Weber at the top of the pile. Weber, a former economics professor and president of Germany’s Bundesbank since 2004, has emerged as the frontrunner ahead of Bank of Italy governor Mario Draghi.As potential rivals yesterday plumped for ECB executive posts, Weber’s stock rose higher, with his appointment seen as a boost to German confidence in the Eurozone.Trichet’s successor is expected to be announced at around June, though no date has yet been set. by Taboolaby TaboolaSponsored LinksSponsored LinksPromoted LinksPromoted LinksYou May LikeMisterStoryWoman Files For Divorce After Seeing This Photo – Can You See Why?MisterStoryBetterBe20 Stunning Female AthletesBetterBeTaco RelishOnly People With An IQ Of 130 Can Name These ItemsTaco RelishZen HeraldThe Truth About Why ’40s Actor John Wayne Didn’t Serve In WWII Has Come To LightZen HeraldNews SharperGrab A Tissue Before You See Richard Simmons At 72News SharperDefinitionDesi Arnaz Kept This Hidden Throughout The Filming of ‘I Love Lucy’DefinitionTaonga: The Island FarmThe Most Relaxing Farm Game of 2021. No InstallTaonga: The Island FarmMoneyPailBurning Money: Common Cars Rapidly DepreciatingMoneyPailNext RefinanceFishermen See Animal On Iceberg, But Then Look CloserNext Refinance KCS-content Share Show Comments ▼ Wednesday 19 January 2011 8:05 pm whatsapp Weber is top choice for ECB More From Our Partners Police Capture Elusive Tiger Poacher After 20 Years of Pursuing the Huntergoodnewsnetwork.orgKiller drone ‘hunted down a human target’ without being told tonypost.comNative American Tribe Gets Back Sacred Island Taken 160 Years Agogoodnewsnetwork.orgFlorida woman allegedly crashes children’s birthday party, rapes teennypost.comBrave 7-Year-old Boy Swims an Hour to Rescue His Dad and Little Sistergoodnewsnetwork.orgA ProPublica investigation has caused outrage in the U.S. this weekvaluewalk.comAstounding Fossil Discovery in California After Man Looks Closelygoodnewsnetwork.orgRussell Wilson, AOC among many voicing support for Naomi Osakacbsnews.comSupermodel Anne Vyalitsyna claims income drop, pushes for child supportnypost.comPuffer fish snaps a selfie with lucky divernypost.comInside Ashton Kutcher and Mila Kunis’ not-so-average farmhouse estatenypost.comFeds seized 18 devices from Rudy Giuliani and his employees in April raidnypost.comI blew off Adam Sandler 22 years ago — and it’s my biggest regretnypost.com980-foot skyscraper sways in China, prompting panic and evacuationsnypost.comBiden received funds from top Russia lobbyist before Nord Stream 2 giveawaynypost.comMark Eaton, former NBA All-Star, dead at 64nypost.comMatt Gaetz swindled by ‘malicious actors’ in $155K boat sale boondogglenypost.comUK teen died on school trip after teachers allegedly refused her pleasnypost.com
National Microfinance Bank Plc (NMB.tz) listed on the Dar es Salaam Stock Exchange under the Banking sector has released it’s 2009 abridged results.For more information about National Microfinance Bank Plc (NMB.tz) reports, abridged reports, interim earnings results and earnings presentations, visit the National Microfinance Bank Plc (NMB.tz) company page on AfricanFinancials.Document: National Microfinance Bank Plc (NMB.tz) 2009 abridged results.Company ProfileNational Microfinance Bank Plc (NMB) is a commercial bank in Tanzania offering financial solutions for individuals, small-to-medium-sized businesses and large corporations. NMB operates in several segments; wholesale banking, retail banking, agribusiness and treasury. Its product offering ranges from current and savings accounts to time deposits to fixed deposits, and Kilimo, Chap and Chipukizi accounts. NMB also offers loans to entrepreneurs, bank guarantees, and export and import financing, supply chain financing and letters of credit. Other services include forex, cash exchange, institutional and transactional banking, and payment and collection services. NMB has an extensive network of branches and ATMs in the major towns and cities of Tanzania. National Microfinance Bank Plc is listed on the Dar es Salaam Stock Exchange
I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. Royston Wild has no position in any of the shares mentioned. The Motley Fool UK has recommended Lloyds Banking Group. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. Simply click below to discover how you can take advantage of this. Is it finally time to pay serious attention to the Lloyds (LSE:LLOY) share price?The FTSE 100 bank has bounced off the multi-year lows it hit last month, leading to hope that the worst could be over for the embattled bank. Yet it could be argued that Lloyds is a UK share that still looks extraordinarily cheap. City analysts predict that the bank’s annual earnings will rebound more than 230% in 2021. This leaves it trading on a bargain-basement price-to-earnings (P/E) ratio of 8 times for next year.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…But this is not all, as brokers expect the Prudential Regulation Authority to lift its dividend embargo sometime over the next 12 months. And this means Lloyds sports a monster 5.5% dividend yield for next year.3 big risksI won’t dispute that Lloyds’s earnings multiple makes it extremely cheap on paper. But we trade shares in the real world and not in two dimensions. I still believe the FTSE 100 firm carries too much risk today. And the cheap Lloyds share price reflects its status as a high-risk investment.There are several major reasons why I reckon the Lloyds share price could sink again, including:A long Covid-19 hangover for the UK economy. It’s difficult to predict the long-term consequences of the coronavirus crisis for the domestic economy as infection rates continue to spike. It’s clear, though, that they will be colossal and take a number of years to settle down. Things could get even worse should the government bite the bullet and impose a strict ‘circuit breaker’ lockdown lasting a number of weeks. One government source has put the chances of this happening at around 80%, according to The Daily Telegraph.A hard Brexit. With just 10 weeks or so left until the end of the Brexit transition period, negotiators aren’t giving themselves a lot of time to sign off on a trade deal. The cost of failure on this front will be colossal and a significant blow to UK-focussed cyclical shares like Lloyds. The OECD predicts that a failure to ink a deal would lower British GDP by 6.5% over the next few years.Interest rates falling further. Low interest rates have seriously dented profits at Lloyds since the Bank of England launched ultra-loose monetary policy during the 2008 financial crisis. The Covid-19 crisis has made things even worse as it’s prompted the bank to cut rates again to fresh record lows. And Lloyds’s troubles will get even worse should Threadneedle Street, as many expect, move to negative interest rates.Look past Lloyds!The risks to Lloyds investors are clearly colossal. So why take a risk with this dangerous FTSE 100 stock when there are so many other cheap UK shares to choose from? The 2020 stock market crash leaves a huge number of quality stocks looking too cheap to miss today. And The Motley Fool’s epic catalogue of free and exclusive reports can help you dig these out. Our 6 ‘Best Buys Now’ Shares Enter Your Email Address See all posts by Royston Wild I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. Royston Wild | Friday, 16th October, 2020 | More on: LLOY 3 reasons I’d ignore the Lloyds share price and buy other cheap UK shares for my ISA Image source: Getty Images “This Stock Could Be Like Buying Amazon in 1997”
ArchDaily El Nodo Housing / Exit Architects Save this picture!+ 39 Share Area: 2737 m² Year Completion year of this architecture project El Nodo Housing / Exit ArchitectsSave this projectSaveEl Nodo Housing / Exit Architects Year: ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/226650/el-nodo-housing-exit-architects Clipboard Housing Projects CopyHousing•Santa Maria de Solius, Spain Architects: Exit Architects Area Area of this architecture project Spain 2007 “COPY” “COPY” Text description provided by the architects. In a privileged place, at the end of a green meadow on the top of a hill and with the Avilés estuary on the horizon, two small metallic objects stand still upon a concrete basement and stare at the spectacle before their eyes. Dressed in a tailored suit which covers their head and torso, they protect themselves from the unpleasant rain and see the time going by. Save this picture!As expressed in the previous paragraph, from the beginning of the project we considered the quality of the surroundings and wanted to treat the buildings as if they were almost “alive” and could express the sensations that the place provoked in ourselves. Save this picture!The plot is situated at the edge of a steep slope and the urban regulations determined we should set up two blocks sharing a common basement, but each with a slightly different built area. This seemed to us interesting, so that we could design two pieces with the same language, almost identical but different at the same time. Save this picture!The project idea is all about the covering, the skin, which folds to configure the building personality. In a city with a strong industrial character, we found steel very appropriate, as a tight sheet that gets torn to create windows and balconies, to open itself at the top to the surroundings through big windows that look, as eyes, at the meadows and estuary. Save this picture!We designed an only and common access to both blocks just in the space between them, with the tension that provoke two things that are very close each other, and as a meeting place for the neighbours. The access level is slightly higher than the street and conceived as a semipublic square where people can stare at the landscape or talk sitting in the benches protected from the rain. Save this picture!The flats are distributed quite uniformly through all levels. We tried to compact the intermediate floors to get as much free space as possible in the ground and higher floors. So, we get a bigger square in the ground floor with covered areas under the blocks and, in the highest floors, the two-storey houses allow to make the building less dense. Is there where the outer skin loses its opacity and steel becomes glass. Each block has a staircase whose appearance from the exterior is minimized by using the same steel sheet, but perforated. During the day it looks as the rest of the façade but, at night, light comes out through the steel and its presence becomes more important.Save this picture!section 05Project gallerySee allShow lessBurgenland Meierhof in a Multifunctional Complex / AllesWirdGutArticles’Manta’ Installation for SmartGeometry 2012 Conference / Guillermo Bernal, Eric Amer…ArticlesProject locationAddress:17246 Santa Maria de Solius, Girona, SpainLocation to be used only as a reference. It could indicate city/country but not exact address. Share CopyAbout this officeExit ArchitectsOfficeFollow#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousingSanta Maria de SoliusHousingSpainPublished on April 17, 2012Cite: “El Nodo Housing / Exit Architects” 17 Apr 2012. ArchDaily. Accessed 11 Jun 2021.
ReddIt Another series win lands TCU Baseball in the top 5, earns Sikes conference award Linkedin Dean Strakahttps://www.tcu360.com/author/dean-straka/ Dean Strakahttps://www.tcu360.com/author/dean-straka/ Dean Strakahttps://www.tcu360.com/author/dean-straka/ Dean Straka printWith week one in the books, the TCU football team heads back to familiar territory to face Stephen F. Austin University in their home opener this weekend at Amon G. Carter Stadium in Fort Worth.After a grueling road trip to Minneapolis to begin the season in which the Frogs outlasted the University Of Minnesota 23-17, the Horned Frogs have an anticipated crowd of 49,000 strong behind their back this week.They’ll take on the Lumberjacks this Saturday at 2:30 p.m.The Frogs enter the game ranked No. 3 in the nation, dropping from the No. 2 spot after narrowly escaping the Golden Gophers last Thursday.The Alabama Crimson Tide took over the No. 2 spot after defeating the Wisconsin Badgers 35-17 in Arlington last Saturday night. The Ohio State Buckeyes remain at No. 1 after defeating the Virginia Tech Hokies 42-24 on Monday evening.Stephen F. Austin (SFA) enters the weekend fresh off a 34-28 loss to Northern Arizona University in their home opener at Homer Bryce Stadium in Nacogdoches, Texas.The Horned Frogs enter the game as the heavy favorite against the Lumberjacks. However, the Frogs will be depleted this weekend, especially on defense.TCU will be without junior linebacker Sammy Douglas, whom TCU head coach Gary Patterson said on Tuesday will miss the remainder of the season with an apparent knee injury suffered in last week’s game in Minneapolis.They’ll also play without the other starting linebacker from last week: Freshman Mike Freeze. Freeze is on a personal leave of absence and Patterson said he doesn’t know if he’ll return.The team may also have to go on without senior defensive tackle Davion Pierson and senior defensive end James McFarland, both of whom missed the opening game against Minnesota after suffering injuries in camp.Patterson said that McFarland is close to joining Douglas in being shut down for the season, as he’ll have surgery next week on a broken toe.On the offensive side, receiver Deante Gray is expected to be absent from the starting lineup once again. Patterson said on Tuesday that there is no timetable for Gray’s return.While the losses are setbacks for the Frogs, a weak opponent should give the younger defensive players a chance to boost their confidence before TCU enters Big 12 play at Texas Tech on Sept. 26.It is also a chance for the Frogs’ offense, which stumbled in week one against Minnesota, to work out any kinks before facing high-quality FBS opponents.The Frogs put up only 23 points against Minnesota, fewer than they scored in any game last season. Despite the Gophers’ stiff defense, players such as senior wide receiver Josh Doctson were not happy with the offensive performance.“Personally I felt like I didn’t have a good game,” Doctson said. “I need to play with more effort and be more physical. I watched the film and saw myself do a lot of things that were uncharacteristic from a year ago, especially without the ball.”Doctson said he saw similar uncharacteristic actions from the rest of the offense as well.“We saw things during the film from all of us that we didn’t like,” Doctson said. “We realized that we really need to step it up, so we’ll be ready from here on out.”The Frogs will have to step it up if they want to remain in the national spotlight. Coming off a lackluster offensive performance in week one and now playing a FCS opponent at home, many critics expect TCU to crush the Lumberjacks if the Frogs are indeed a national powerhouse.Despite the lopsided predictions for Saturday’s contest, Patterson said they won’t be overlooking over Stephen F. Austin.“They have Texas speed,” Patterson said. “We need to be ready to play.”While only an FCS team, the Lumberjacks finished 8-5 last season, good enough for a berth to the FCS College Football Playoffs.The Lumberjacks will be led by junior quarterback Zach Conque. Entering his first full season as starter, Conque exhibited his potential when he completed a career high 21 of 23 passes for three touchdowns last season against McNeese University.He also led the Lumberjacks to a 27-17 upset against then No. 8 Southeastern later on in the year. Last week Conque went 28-38 for 297 passing yards.The Lumberjacks also boast talent in the forms of senior wide receiver Aaron Thomas and running back Joshawa West. Thomas owns the school record for total receiving yards but is also a threat on special teams, recording 56 and 46-yard returns last season against Weber State and Northern Iowa, respectively. Last week Thomas recorded seven receptions for 71 yards.West rushed for 69 yards over 17 carries last weekend. West has raw talent and speed, so expect to see a considerable amount of action from him on Saturday.PredictionIt’s not hard to predict the winner in this one. The gap between FCS team and an FBS heavyweight is so monumental, and the Frogs should walk away victorious with relative ease. However, it will be interesting to see how the Frogs play after last week’s performance.With a narrow win over Minnesota and the news about Douglas and McFarland’s injuries, the last few days should serve as a wakeup call to the Frogs. If the team comes out with the right mindset and is motivated to make a statement after last week’s showing, TCU may take control of this game immediately.TCU: 59 SFA: 21 Dean Straka is a senior journalism major from Lake Forest, California. He currently serves as Sports Line Editor for TCU 360. His passions include golf, God, traveling, and sitting down to watch the big game of the day. Follow him on Twitter at @dwstraka49 Josh Doctson and Cliff Murphy celebrate a touchdown against Oklahoma State last October at Amon G. Carter Stadium. ReddIt + posts Facebook Twitter Dean Strakahttps://www.tcu360.com/author/dean-straka/ TCU baseball finds their biggest fan just by saying hello Linkedin Norrie climbs to No. 1 in national rankings Twitter Equestrian upsets No. 1 Baylor, swept by Texas A&M at NCEA Championships Equestrian defeated in Big 12 Championship Facebook TCU rowing program strengthens after facing COVID-19 setbacks Previous articleNumerous bike thefts taking place on campusNext articleArtSouth: Encouraging local artists to bloom where planted Dean Straka RELATED ARTICLESMORE FROM AUTHOR Men’s tennis clinches consecutive Big 12 titles with win over No. 4 Baylor
RELATED ARTICLESMORE FROM AUTHOR WhatsApp Twitter Previous articleDeclan Bonner wants provisional return dateNext article28 more people die from Covid-19, 500 new cases News Highland Council warn over illegal dumping at recycling facilities Google+ Pinterest Facebook Donegal County Council is warning people that they may be liable to a fine if they do not dispose of materials appropriately at recycling banks.The local authority says they are working to keep waste management services operational during the COVID–19 restrictions.However, the council is urging people to when using the recycling bring banks for glass and cans, to not leave materials at the banks as it will be considered a litter offence and liable to a fine of €150 or €4,000 in court. Arranmore progress and potential flagged as population grows Facebook By News Highland – April 9, 2020 Twitter News, Sport and Obituaries on Monday May 24th Loganair’s new Derry – Liverpool air service takes off from CODA WhatsApp Pinterest Important message for people attending LUH’s INR clinic Homepage BannerNews Nine til Noon Show – Listen back to Monday’s Programme Google+ Community Enhancement Programme open for applications
Andrew Burton/Getty Images(NEW YORK) — Actor Alec Baldwin is in custody and expected to be charged with assault after punching someone after what officials described as a dispute near his East 10th Street home in New York City’s East Village.No other information surrounding the arrest was immediately available.A representative for the actor has not responded to ABC News’ request for comment.Baldwin, 60, has faced legal trouble in the Big Apple in the past.In 2014, after a New York City police officer issued him a summons him for riding his bike the wrong way on a one-way street, Baldwin allegedly said, “I don’t have identification.Just give me the f—ing summons” and “wrap this summons around your head.”A police source added at the time that Baldwin “got arrogant and loud,” which is why he was given his second summons for disorderly conduct.Baldwin responded in a tweet of his own, naming the officer and declaring, “New York City is a mismanaged carnival of stupidity that is desperate for revenue and anxious to criminalize behavior once thought benign.”Meanwhile, President Donald Trump, whom Baldwin impersonates on “Saturday Night Live,” had a few words of encouragement for the actor, when told about the impending charge.“I wish him luck,” he said.Copyright © 2018, ABC Radio. All rights reserved.
FacebookTwitterLinkedInEmailLOGAN, Utah (AP) — Sam Merrill had 24 points and eight rebounds and Abel Porter scored seven of his 13 points in overtime as No. 25 Utah State beat Fresno State 77-70 on Saturday night.Justin Bean added 14 points and Neemias Queta chipped in six points in 10 minutes, in his first action of the season for Utah State (9-1, 2-0 Mountain West).New Williams scored 26 points and hit the basket that forced overtime for Fresno State (2-6, 0-2).The Aggies turned it on in overtime, outscoring Fresno State 16-9. Utah State allowed just two field goals in overtime.A wild final two minutes of regulation set up overtime.After Nate Grimes hit a layup that cut the Aggies’ lead to one point, Diogo Brito hit a 3-pointer to give Utah State a four-point lead with 1:43 left in regulation.On the next possession, Williams hit a 3-pointer for the Bulldogs to keep Fresno State in the game. After a traveling call on Utah State gave Fresno State the ball with 19 seconds left, Bean stole the inbound pass. Brito was fouled and made a pair of free throws to put Utah State up by three points and set up a final possession for the Bulldogs.Williams banked in a last-second 3-pointer from well-beyond the arc, with the shot rattling around the rim before dropping through the net and sending the game into overtime.After Merrill made a layup to give Utah State a 33-32 lead with 16 minutes left in the second half, Fresno State went on a 9-0 run over the next four minutes to take a 41-33 advantage. Williams scored all nine points in the run. The Aggies’ scoring drought lasted nearly five minutes before Brito ended it with a three-point play. Robinson scored on a jumper, but Utah State countered with a 6-0 run to get back into the game with eight minutes remaining.It was seesaw matchup in the first half, with neither team shooting well. Utah State shot just 26.7% from the field in the first period, with Fresno State shooting 31.3%. The teams struggled with their long distance shooting as the Aggies went 1 of 10 and the Bulldogs 3 of 16.Utah State led 27-24 at halftime.QUETA RETURNSUtah State star sophomore center Neemias Queta played his first minutes of the season against Fresno State. Queta, who averaged 11.8 points and 8.9 rebounds last year as a freshman for the Aggies, was recovering from a knee injury. Queta checked in at the 10-minute mark of the first half to a standing ovation from the Spectrum crowd. Queta scored his first two points of the season on free throws with nine minutes in the first half.BIG PICTUREFresno State: The Bulldogs hung with the Aggies thanks to a great performance by New Williams, but lost their fourth straight game — and second straight overtime game.Utah State: The Aggies won their second straight game as Sam Merrill had an excellent game and Neemias Queta played his first minutes of the season.UP NEXTFresno State: The Bulldogs continue their three-game road trip in Berkeley next Wednesday, taking on California.Utah State: The Aggies host Saint Katherine on Tuesday. Tags: Abel Porter/Mountain West/Sam Merrill/Utah State Aggies Basketball Associated Press Written by December 7, 2019 /Sports News – Local Merrill, Porter lead No. 25 Utah State past Fresno State
Last week OUSU released a startling report exposing the massive financial inequalities that exist between colleges in Oxford, and the subsequent disparities in services and accommodation available to different students. Surprised? Maybe not if you live in St Anne’s, Mansfield, or St Hugh’s. Perhaps if you’re ‘lucky’ enough to be a member of one of Oxford’s larger colleges you’re quite happy to maintain the status quo. After all, you’ve got into Christ Church – who cares if oiks across the road in Pembroke have awful food in Hall? It’s not your problem, right? Wrong. The decision by authorities at Trinity – hardly thought of as a wilting wallflower – to hike rents by 20% and food by 40% shows that the changing economic climate affects us all. Future students at Trinity will be forced to pay around £4 000 more for their three-year undergraduate career than the current undergraduate members. We are faced with two problems. On one side we suffer inequalities in college wealth that produce a climate where one Oxford student is liable to enjoy a significantly greater standard of living than another, purely dependent on the accident of college membership. At the same time we see a continuing financial blight affecting to a greater or lesser degree all academic institutions in Oxford. Trinity’s behaviour is typical – faced with a shortfall, they propose an inflation exceeding hike in battels that effectively constitutes top-up fees by the back door. OUSU are incapable of providing an effective voice on the issue of college/student finance. The solution lies individual JCRs acting sensibly (with OUSU’s assistance, natch) to protect their interests and the interests of those that succeed them. Individual rent strikes can work – masses photocopying in Bonn Square will provide nothing more than food for JCR dustbins. Individual JCRs therefore shoulder the responsibility fighting against these increases in charges, not only for their own members but for the University as a whole. If colleges become aware that they cannot force ridiculous rent rises past their undergraduates, perhaps they will force the University’s hand over a sensible, centralised policy on funding that recognises the equality of individual undergraduates. It is not fair for some students to live with rising damp. It is not fair for some students to face an explosion in their battels bills. The University is a community. It should be run as one.ARCHIVE: 2nd Week TT 2003
Merton and Keble JCRs have overspent their budgets from Michaelmas term 2014.With an undergraduate body comprising around 300 students, Merton has a budget of £2,000 for their Entz each term, yet this full sum was spent on Freshers’ Week alone last October.“A high demand of alcohol from freshers which we didn’t anticipate” was blamed for a near £1,000 overspend last Michaelmas term according to Merton’s JCR Treasurer, Maira Chowdhury. She said that providing free alcohol at their Freshers’ Week and Entz was “one of the major reasons we overspent”.However, as Chowdhury went on to comment, “This is easy to control really – we should provide as much as we can afford to, not to satiate demand no matter how high it is. This shouldn’t be a problem for next Freshers’ Week.”Keble College also over-spent last Michaelmas, exceeding a third of their annual budget. Keble JCR President Roseanna Petersen commented, “We give our officers budgets for the academic year. The Entz officers used more than a third of this budget last term, but some of this was on investments such as new lights which will continue to benefit the JCR for the foreseeable future.”Merton undergraduates were keen to defend the expenditure in Freshers’ Week, with first year Italian and Philosophy student Alex Eperon telling Cherwell, “Freshers’ Week is one the most important times in university life; you meet new people and establish friendships that will last for years.“Merton’s Freshers’ Week this Michelmas lived up to and surpassed expectations of that. I personally rusticated to change course so can say that it was better than last year’s already exceptional week.“On the first night, the Entz reps hired out Mad Hatter’s Cocktail bar, which we didn’t have the year before. I think this was probably fairly pricey, but I think it was worth it, as the atmosphere was lively, and people were dancing, but as it wasn’t a club people could just chat and start to get to know each other a bit.”When asked to comment on Merton bops, Edward Thomas, an Ancient and Modern History first year at the college, told Cherwell, “I quite enjoy them.” He added that Merton’s “no fun” reputation is “ridiculous”.Merton’s total expenses in Michaelmas term last year amounted to £9,574.80. The total income from capitation fees to the JCR was £8,687.93, leaving the College with a deficit of £886.87.Chowdhury explained, “Our budget’s just a bit tighter for the next two terms. We’re just cutting down spending a bit by Welfare and Entz to cover the cost.”Having only discovered that they were overspending at the end of last term, she added that, in Hilary, “Entz are only running bops and events with zero cost, for example Karaoke night.”Typical expenditure for Entz activities varies across colleges. Data collated during Cherwell’s investigation into JCR spending last term revealed that Oriel spends £3,000 on Entz in a year, with an additional £1,000 spent on Fresher’s week. Jesus College budgets £2,000 for Freshers’ week, and sets aside £2,500 for social events, whilst St. Peter’s College spent £1,000 on Freshers’ Week, and has a £1,000 Entz budget.St. Catherine’s College, which has 469 undergraduate students, spent £1,600 last term on Entz organised events. Jack Hampton, JCR President for St. Catherine’s College, revealed to Cherwell however that the College is “in a perfectly good financial situation at the moment”.He continued, “Our JCR in the past has regularly underspent its allotted budget, so this year we have had room to make some capital expenditure projects making use of our surplus.”The Merton and Keble Entz reps declined Cherwell’s request for cmment.